Archives: FAQs

What kind of investments can I place in a Self Directed IRA?

IRAs can invest in virtually any asset class other than life insurance and collectibles. Some of the most popular Self Directed investments are: Private Placements (hedge funds, private equity funds, etc.) Real Estate (rentals, commercial property, raw land, tax liens, etc.) Promissory Notes (secured and unsecured) Cryptocurrencies IRA LLCs

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What type of investments does the IRS not allow?

The law does not permit IRA funds to be invested in life insurance or collectibles. If you invest your IRA in collectibles, the amount invested is considered distributed in the year invested and you may have to pay a 10% additional tax on early distributions. Here are some examples of collectibles: Artwork Rugs Antiques Metals […]

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What is the role of a Self Directed IRA Custodian?

The IRS requires that all IRAs be held by a qualified third party such as a bank, trust company or other authorized custodian. Accountholders can establish an IRA at a local bank or at a brokerage house, however they will then be limited to market-based products. Banks and brokerage houses generally do not custody alternative […]

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What are the Benefits of a Self Directed IRA?

Self Directed IRAs offer: Portfolio Diversification– Self Directed IRAs allow investors to diversify their retirement portfolios into alternative assets which are generally unavailable to them through a bank or brokerage house.  Investors can take a more balanced approach by diversifying their IRAs into alternatives in addition to market-based products. Tax advantaged growth- Self Directed IRAs […]

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What is a Self Directed IRA?

A Self Directed IRA allows individuals to invest their retirement money in alternative assets which are generally not available to them in a standard IRA. Self Directed IRAs offer asset choices that go way beyond market-based products. They give people the power to put their money in investments which make sense to them personally. Different […]

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