What Assets Can Be Held in a Self-Directed IRA?

Real estate is a prime asset for a Self-Directed IRA because it brings together three unique elements:

• Knowledge: Investors can invest in a property that they’re familiar with if they feel comfortable with its income potential.

• Management: Unlike most investment assets, a piece of real estate can be fully managed by the Self-Directed IRA's account holder. That means the power is in their hands to direct the investment successfully.

• Profitability: Real estate often provides great value. The property itself can grow in value over time, it can bring in steady rental income, and it will always retain some value.

If you're interested in learning how to invest an IRA in a property, we can help walk you through how to buy real estate with your Self-Directed IRA.

Promissory notes are investments that take the form of a loan. If an individual or company needs funding, your Self-Directed IRA can offer them a loan at a set interest rate. The appeal of promissory notes is that the profits are determined in advance. Assuming that you have a credit-worthy recipient, you should know exactly how much the loan payments will be and over what period of time. This differs greatly from a standard asset, where the profits are typically unpredictable until they actually occur.

1

2

Precious metals such as gold, silver, platinum, and palladium may be invested in with a Self-Directed IRA. There are many benefits of investing in precious metals including that it’s a hedge against inflation, it has consistently held value throughout history, and it’s a great portfolio diversifier.