December 4, 2023

Investing in Gold with a Self-Directed Gold IRA

Written By: Daniel Gleich

Key Points 

  • One way you can grow your retirement savings is by investing in gold with a Self-Directed Gold IRA.
  • By investing in gold, you can diversify your retirement portfolio, hedge against inflation, and pass generational wealth on.
  • If you're unsure of where to get started with your gold investing, Madison Trust can help you through every stage, from opening your account to placing your investment.

In the past, investing in gold may have seemed unattainable. With a Self-Directed Gold IRA (SDIRA), it can be your reality. An SDIRA is similar to a standard IRA— once you open and fund your account, your investments can grow over time. It’s a powerful yet highly underutilized financial vehicle that can allow you to enjoy a fulfilling, comfortable retirement.

Unlike a standard IRA, which limits your investments to Wall Street products, like stocks, bonds, and mutual funds, an SDIRA opens the doors to a variety of alternative assets, including precious metals, like gold. Let’s dive deeper into investing in gold with an SDIRA, its benefits, and how you can get started.

Benefits of Gold Investments

There are countless benefits of investing in gold for your retirement. Below are several of the most noteworthy advantages:

5 Reasons to Invest in Gold with a Self-Directed Gold IRA Infographic: (1) Hedge Against Inflation - History has shown that when the buying power of the dollar decreases, the value of gold often increases. For this reason, investing in gold is typically beneficial during periods of high inflation. (2) Pass Generational Wealth - If you look back in time, you’ll find that gold has historically kept its value. Because of this, many see gold as a way to pass wealth to the next generation in your family. (3) Diversify Your Retirement Portfolio - Why put all your eggs in one basket if you don’t have to? Investing in gold allows you to diversify your retirement portfolio beyond Wall Street. When the value of stocks and bonds fall, gold tends to increase in value. (4) Enjoy Liquidity - Gold and other precious metals are typically viewed as highly liquid assets. You can generally convert gold into cash when you need to. (5) Receive Tax Advantages - Depending on the type of Self-Directed Gold IRA you choose to open, you can enjoy either tax-deferred growth (Self-Directed Traditional IRA) or tax-free growth (Self-Directed Roth IRA) of your gold investments.

The Types of Precious Metals You Can Invest In with a Self-Directed Gold IRA

With a Self-Directed Gold IRA, you can invest in gold, silver, platinum, and palladium. Keep in mind that these metals have certain fineness requirements as per the IRS. Also, any metals that are minted by the U.S. government, such as gold American Eagle coins, are exempt from fineness requirements. This is because the government can control and confirm the purity in production.

  • Gold: 99.5% pure
  • Silver: 99.9% pure
  • Platinum: 99.95% pure 
  • Palladium: 99.95% pure

How Can I Invest In Gold with a Self-Directed Gold IRA?

Investors sitting in their living room on the laptop and setting up a Gold IRA.

Fortunately, it’s a breeze to invest in gold with a Self-Directed Gold IRA. Here’s what you can expect from our easy process.

  • Open and fund a Self-Directed Gold IRA with Madison Trust. 
  • Open an online account with FideliTrade, a Delaware Depository Company. 
  • Visit FideliTrade's Products & Prices page to choose your gold investments and call to lock in your price. 
  • Complete FideliTrade’s Trade Confirmation Form and Madison Trust's Investment Authorization Form. 
  • Madison Trust will wire your funds to Delaware Depository. 
  • Delaware Depository will securely store your gold.

Rest assured you don’t have to go through the process on your own. Madison Trust is here to help. If you're unsure of where to get started with your gold investing, we can help you at every stage, from opening your account to placing your investment.

Start Investing In Gold with a Self-Directed Gold IRA Today

For more information about investing in gold with a Self-Directed Gold IRA, schedule a free discovery call with Madison Trust. We look forward to hearing from you!

Investor at her desk on the phone asking questions about self-directed investing.

Disclaimer: All of the information contained on our website is a general discussion for informational purposes only. Madison Trust Company does not provide legal, tax or investment advice. Nothing of the foregoing, or of any other written, electronic, or oral statement or communication by Madison Trust Company or its representatives, is intended to be, or may be relayed as, legal, tax, investment advice, statements, opinions, or predictions. Prior to making any investment decisions, please consult with the appropriate legal, tax, and investment professionals for advice.

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