March 13, 2024

Take Flight with a Self-Directed IRA in North Carolina

Written By: Daniel Gleich

Key Points 

  • A Self-Directed IRA (SDIRA) in North Carolina offers entry into the state's versatile investment market.
  • You can use your Self-Directed IRA to invest in real estate, private businesses, precious metals, and more. You can take that freedom a step further by establishing an IRA LLC.
  • Opening a Self-Directed IRA in North Carolina is easy and seamless with Madison Trust.
An investor closes on a deal which they purchased with their Self-Directed IRA in North Carolina.

Bolstered by a strong workforce and diverse local industries, North Carolina unfolds a sprawling selection of investment possibilities to complement the state’s beautiful landscapes and scenery. Coastal beauty beckons with jagged shorelines and Atlantic waters, while the rolling Appalachians invite you to explore the state’s eastern edge. Wherever you are in North Carolina, you’ll find the same exhilarating combination of natural beauty, economic opportunity, and cultural vibrancy.

Opening a Self-Directed IRA in North Carolina connects you to the state’s enterprising and adventurous spirit—like that of the Wright Brothers taking first flight from NC over a century ago—by giving you the freedom to invest in alternative assets beyond Wall Street products. With a Self-Directed IRA (SDIRA) in North Carolina, you can:

Buy Real Estate

One person hands over a house to another, indicating that they have inherited real estate through a Self-Directed IRA in North Carolina.

North Carolina’s historic cities and towns hum with activity, from coastal tourist villages and mountain retreats offering peaceful escapes, to buzzing urban centers like Raleigh and Charlotte. Along the way, you'll find countless opportunities to invest in real estate. You can potentially generate rental income with a vacation home on a barrier island, develop commercial interests near I-95, or stake out a piece of the hot housing market in Durham. Whatever your strategy, your SDIRA allows you to hold real estate with tax advantages.

Studies consistently rank North Carolina’s real estate market among the best in the country, offering enticements to homebuyers and investors alike. Not only that; retiring in North Carolina gives you access to affordable housing, high quality of life, and a lively arts and entertainment scene. Leveraging your Self-Directed IRA to invest in property puts you in a position to potentially fund your ideal retirement lifestyle with rental income and appreciating property values.

Invest in Private Businesses

With a strong workforce, exports ranging from textiles to sweet potatoes, and the lowest corporate tax rate in the country, the Tar Heel State emerges as a truly business-friendly landscape. CNBC named North Carolina the top state for business in 2023 and 2022 based on factors such as technology and innovation as well as access to capital. An SDIRA opens investment avenues into private placements within and outside North Carolina. Since you retain total control or “self-direction” of your investments, you can target companies that you believe are poised for growth.

A small business has an ‘OPEN’ sign in its window, indicating that with a Self-Directed IRA, they were able to help this business raise capital.

Hold Precious Metals

You can utilize your retirement savings by investing in precious metals such as gold through a Self-Directed IRA North Carolina.

North Carolina's history is steeped in gold—literally. It was the site of America's first gold rush in 1799 and still maintains several operating mines today. You can celebrate that rich history and perhaps fortify your Self-Directed IRA investments with precious metals. Gold and other precious metals like silver, platinum, and palladium can act as a hedge against inflation, providing you with both a tangible asset and investment diversification.

With a Madison Trust Gold IRA, you can purchase precious metals through FideliTrade, a Delaware Depository Company. These metals will then be safely stored at the Delaware Depository until you're ready to sell or withdraw them.

Establish an IRA LLC

North Carolina’s encouraging business climate extends to IRA LLCs. Establishing an LLC in North Carolina through our sister company, Broad Financial, gives you "checkbook control" of your retirement funds. This allows you to handle everyday investment transactions without involving your Self-Directed IRA custodian to facilitate them. With an IRA LLC in place, you’re ready to act the moment an opportunity materializes.

A business man runs across the North Carolina city streets with his briefcase, eager to see a potential real estate investment.

Get Started with Opening a Self-Directed IRA in North Carolina

It’s easy to open a Self-Directed IRA in North Carolina with Madison Trust. You can transfer or roll over funds from an existing retirement account or make an initial contribution to get started on your self-directed investment journey. You will then have the freedom and flexibility to invest in what you want, when you want, all within the impressive investment ecosystem of one of the nation’s most well-rounded states. So why wait? Gain control of your retirement investments and schedule a free discovery call today.

Disclaimer: All of the information contained on our website is a general discussion for informational purposes only. Madison Trust Company does not provide legal, tax or investment advice. Nothing of the foregoing, or of any other written, electronic, or oral statement or communication by Madison Trust Company or its representatives, is intended to be, or may be relayed as, legal, tax, investment advice, statements, opinions, or predictions. Prior to making any investment decisions, please consult with the appropriate legal, tax, and investment professionals for advice.

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